Category: Pets

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Do You Really Need Pet Health Insurance

Written on September 20, 2020 in Pets

Vets today can do so much more for your pets than they could even a few short years ago. There are many conditions that used to be a death sentence for dogs, which are now treatable as a chronic illness.

Treating an older or chronically ill dog is not for the faint of heart though, and I am not talking about the illness. I am talking about the vet bill!

As a result of our vet’s increased ability to offer procedures like MRI tests, radiation treatments and even transplants vet costs have almost doubled in the last five years. So as you sit by the fire watching your sleeping dog age by the minute, it begs the question, “Do I need to get health insurance for my pet?”

The short answer is, “It depends”, and unfortunately there is no easy solution. Since the level of vet care that a dog receives is directly related to his owner’s finances and feelings, care levels are all over the map.

Some dogs get regular checkups, vaccines and dental exams. Others get nothing until they are injured, and then they get caught up on all of their shots. And still others do not even get that. So depending on the commitment to your pets’ care that you are willing to make, pet health insurance may or may not make sense for you.

Due to the rising costs and abilities of veterinarians, pet health insurance is becoming more popular with each passing year. The insurance policies are very similar to human insurance policies with annual or monthly premiums, deductibles, co-pays, caps and coverage to suit any need.

Pet insurance policies can be very different from company to company, so if you are considering covering your pet read the fine print carefully. Generally the more coverage you get the higher the premium, so take care to match the policy with your vet visit needs. However, as your dog gets older you may suddenly find yourself strangely interested in prescription coverage for your dog and unable to find a suitable policy.

Another pet insurance option that is becoming more commonly offered is by the vets themselves. They frequently offer bundled rates for regular routine exams and discounts for anything from routine teeth cleanings to prescriptions.

When it comes to a sick or aging dog sometimes nature makes the decision for you, and while it is tragic, in a way it is easy. When the decision is left to you, it is rarely easy to determine when enough is enough. Frequently your pocketbook makes the decision for you, and that is why it is a good idea to know what you plan to do and what your tolerance points are well before you find yourself in the situation of having to make life and death decisions.

If you know that you will mortgage the house to make sure that your dog gets the latest procedure available and the best care possible, then pet health insurance may be for you. If you know that you will not opt for any heroic measures when the eleventh hour arrives, then pet insurance is probably not going to be a good option for you. So take a minute to think about the unthinkable. Then you can plan according to whatever makes sense for your particular situation, and when the day comes that you need to make a hard choice you will already have a good idea of what you need to do.

Pet insurance seems to be a support system to help shield you from the unforeseen expenses of your cat. The much more probable excuse to get insurance for your pet dog or pet cat is to pay for veterinarian bills. That being said, this can sound like a needless cost but to know more about pet insurance, visit This Page.

 

Common Puppy Health Problems and Treatments

Written on August 19, 2020 in Pets

Dogs have illnesses and diseases that can be mild or very serious, however dogs don’t have the ability to verbally express what is ailing them. Most of the problems that dogs have to deal with are minor and will get better with time or can be treated with medications. Let’s take a look at a few of the common puppy dog health problems that can affect your dog.

Before getting into the problems, it is important to mention that dogs are the best pets that you can get whose loyalty cannot be matched by any other animal which is why they are called man’s best friend and should be well cared for right from childhood like a welcome addition to the family as given in the website https://observer.com/2020/04/best-cbd-dog-treats/ with some important points to keep them in the best of health.

Cancer 

A serious puppy health problem such as cancer can be successfully treated in some cases and cancer is more likely to occur in older dogs. Veterinarians can remove the growths but in some cases they return and have serious consequences. Symptoms include abnormal growths that typically continue to grow in size, also open sores that don’t improve, abnormal bleeding or unusual discharge substances from opening in the body, having difficulty breathing, continual coughing, loss of appetite and not being able to urinate easily. Other signs that may suggest your puppy has cancer include a fever, loosing weight, and feeling lethargic.

Depending on the type of cancer, if the tumor is discovered early enough and treatment is administered early a positive outcome can occur. Surgery can be effective for some types of cancers especially if it is a localized type of cancer. When surgery will not solve the problem radiation therapy as well as chemical types of therapies and biological therapies are available for dogs.

Skin Allergies 

A common puppy health problem is known as Atopy which is an irritating skin allergy. The main signs include constantly itching and scratching in the affected areas. They typically scratch their face with their paws and some dogs that have Atopy constantly chew on their itchy paws. When this particular puppy health problem occurs they typically chew in the groin area and in the areas under the legs. Some dogs have a serious case of Atopy and their whole body is affected. The veterinarian will typically perform a series of tests and once the proper diagnosis has been made he can begin a treatment program which typically will include some types of medications.

Heartworm 

It is a serious puppy health problem which is caused by parasites that have entered the right portion of your puppy’s heart as well as the blood vessels in the area. The parasites that live in the blood vessels eventually produce cardiovascular problems as well as diminish your puppy’s lung capacity and unfortunately it can lead to death. This serious puppy health problem is basically caused by mosquitoes. When mosquitoes take blood from a puppy or a cat that already has the disease the mosquitoes pass it to other dogs.

There are treatments available but when the symptoms appear the disease has typically become advanced and can be difficult to deal with. Most veterinarians recommend preventive treatment for dogs such as oral as well as topical types of medications that are used on a monthly basis and they can be very effective at preventing heartworm. Veterinarians have treatments and medications available for most puppy health problems.